In New Jersey, it is possible to obtain a title with a bill of sale, but the process can be complicated and may require additional documentation. This guide will explain how to obtain a title with a bill of sale in New Jersey and what documentation you will need.
What is a Bill of Sale?
A bill of sale is a legal document that shows the transfer of ownership of a vehicle from one party to another. It includes information such as the make and model of the vehicle, the VIN, the purchase price, and the names and addresses of the buyer and seller. The bill of sale should be signed by both the buyer and the seller.
In New Jersey, a bill of sale is not sufficient to establish proof of ownership of a vehicle. You will still need to obtain a title to register and legally operate the vehicle.
How to Obtain a Title with a Bill of Sale
If you purchase a vehicle in New Jersey and do not receive a title from the seller, you can apply for a title with a bill of sale. The process can be complicated and may require additional documentation, but it is possible to obtain a title in this way.
Here are the steps to follow:
Step 1: Complete the Application for Certificate of Ownership (Title) and/or Registration (Form OS/SS-7).
This form is available on the New Jersey Motor Vehicle Commission (MVC) website or can be obtained at a local MVC office. You will need to provide information about the vehicle, including the make and model, the VIN, and the purchase price. You will also need to provide your name and address as the new owner of the vehicle.
Step 2: Provide a Bill of Sale.
You will need to provide a bill of sale that shows the transfer of ownership from the previous owner to you. The bill of sale should include the make and model of the vehicle, the VIN, the purchase price, and the names and addresses of the buyer and seller. The bill of sale should be signed by both the buyer and the seller.
Step 3: Provide Proof of Insurance.
You will need to provide proof of insurance for the vehicle, including liability insurance and, if applicable, comprehensive and collision coverage. You can obtain insurance from any licensed insurance company in New Jersey.
Step 4: Provide Proof of Identification.
You will need to provide proof of identification, such as a driver’s license or passport, to verify your identity.
Step 5: Provide Payment.
You will need to pay a fee to obtain a title with a bill of sale. The fee varies depending on the age of the vehicle and other factors. You can pay by cash, check, or credit card at a local MVC office.
Additional Documentation
In some cases, you may need to provide additional documentation to obtain a title with a bill of sale. For example:
• Manufacturer’s Certificate of Origin (MCO): If the vehicle is new and has never been titled, you will need to provide the MCO as proof of ownership.
• Out-of-State Title: If the vehicle was previously titled in another state, you will need to provide the out-of-state title as proof of ownership.
• Court Order: If you obtained the vehicle through a court order, such as a divorce decree or a probate ruling, you will need to provide a copy of the court order as proof of ownership.
While it is possible to obtain a title with a bill of sale in New Jersey, the process can be complicated and may require additional documentation. A bill of sale alone is not sufficient to establish proof of ownership of a vehicle in New Jersey. If you purchase a vehicle without a title, you will need to apply for a title with a bill of sale, and provide additional documentation such as proof of insurance, proof of identification, and, in some cases, additional documentation like the Manufacturer’s Certificate of Origin, out-of-state title, or court order.
It is important to note that if you are selling a vehicle in New Jersey, you should always provide the buyer with a title. Selling a vehicle without a title can result in legal disputes and potential fraud. Additionally, it is illegal to sell a vehicle with a title that is not in your name. In essence, if you are selling a vehicle in New Jersey, it is important to provide the buyer with a clear title to avoid any potential legal issues.
If you are buying a vehicle in New Jersey, it is important to verify that the seller has a clear title to the vehicle before completing the transaction. You can check the status of a title by requesting a vehicle history report or contacting the New Jersey MVC. This can help protect you from purchasing a vehicle with a fraudulent or unclear title.
Note that the New Jersey MVC (Motor Vehicle Commission) is the state agency responsible for vehicle registration and driver licensing in New Jersey. The MVC oversees the issuance of driver’s licenses, vehicle titles and registration, and maintains driving records and other motor vehicle-related information for residents of the state. The MVC also provides various online services and operates several office locations throughout New Jersey for in-person assistance.
While it is possible to obtain a title with a bill of sale in New Jersey, it is important to understand the process and the additional documentation that may be required. A bill of sale alone is not sufficient to establish proof of ownership of a vehicle in New Jersey, and you will need to provide additional documentation such as proof of insurance, proof of identification, and, in some cases, other documentation such as the Manufacturer’s Certificate of Origin or out-of-state title. If you have any questions or concerns about obtaining a title with a bill of sale in New Jersey, you can contact the New Jersey MVC for assistance.